Recent auto accidents prove that dialing and driving do not mix...

More and more car accidents are the result of people talking or texting on their cell phones while driving. A program called Drive-Assist has been created to disable a cell phone if it detects driving motion, preventing people from chatting on the phone while driving.

The software periodically checks using various sensors that are already in the phone, like GPS and wi-fi. Software is downloaded to a hand-held device. If GPS detects driving motion, a signal is sent to the wireless provider, which disables outgoing calls, except to 9-1-1. It will also divert incoming calls to a custom voice mail that says "The person you called appears to be driving."

Going "hands-free" is not safe enough. Whether or not drivers are actually holding the phone, they are just as distracted by the conversation itself, sometimes just as impaired as if they were legally drunk.

Drive Assist will be available early next year, and will cost between $10 and $20 a month. Nationwide Insurance has already announced people who use it will save money on their policies. It will save much more than that, it'll save lives as well.